Navigate with confidence with insurance tailored to your watercraft. Whether you own a sailboat, pontoon, or yacht, we provide the best coverage through our specialized insurers. On the water, it’s always better to be well protected.
Non-specialized insurers usually limit the navigation area to Canada’s inland waters, lakes, and rivers.
Specialized insurers, on the other hand, can extend the territorial limits over a much larger area. Generally, your watercraft is covered between the 40th and 52nd parallels, reaching as far as the port of New York, the waters of the Gulf of St. Lawrence (up to Newfoundland and Labrador), the Great Lakes, and Vancouver. Each policy specifies the permitted area of navigation.
To learn more about the navigation area applicable to you, it is wise to discuss this with your broker before departure, ensuring you are covered in the locations you plan to visit or navigate.
Additionally, with a specialized insurer, we can explore coverage options for experienced sailors who wish to venture as far as Florida, the Bahamas, and beyond.
As with any insurance policy, discounts may be available. The information you provide is essential to properly establish your coverage and keep your insurance premium affordable.
Here are some factors that can influence your boat insurance premium:
• You are a member of a Quebec boating association.
• You have a good claims history.
• You have completed a navigation course.
• Your operator is of a certain age and has experience.
• Your boat is equipped with an alarm system.
• Your outboard motor is fitted with an anti-theft bolt.If you notice any injuries or if the damages appear to be significant, call 911. Afterwards, if possible, obtain the police report number.
Contact your broker as soon as possible to report the claim. They will inform you of the procedure to follow, forward your claim to the insurer promptly, and ensure it is settled quickly and fairly.
If your broker is unavailable, you can contact your insurer directly using their 24/7 emergency claims number. However, be sure to contact your broker as soon as possible so they can follow up on your claim with the insurer.
We understand that handling a claim can be stressful. That’s why your broker will support you and represent you at every stage of negotiations with the insurer. This is one of the advantages of working with a broker.
Transport Canada: http://www.tc.gc.ca/securitemaritime
Canadian Coast Guard: http://www.ccg-gcc.gc.caWe refer you to the Transport Canada website so that you can consult, among other things, the recommended safety standards according to the type of watercraft you own.
http://www.tc.gc.ca/securitemaritime/
You can also visit the Canadian Coast Guard website:
