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How to reduce your premium
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How to reduce your premium
Here are some factors that affect your auto insurance premium:
The coverages and deductibles you select
The make, year and model of your car
The area in which you live
The usage, the route, and your annual mileage
The number and age of drivers who can drive your vehicle
Your previous claims and traffic violations
Your type of employment
Il you have a criminal record
How to get discounts and reduce your premium
Insure more than one vehicle with your insurer
Insure both your auto and home with the same company
Sign up for a 2-year contract, which some of our insurers offer
If the vehicle is old, you can drop some guarantees (e.g. collision)
Increase your deductibles
Avoid tickets to maintain a good driving record
Equip your vehicle with a certified antitheft system
Buy an economy-class or hybrid car
Have new drivers take a driver's training course
Buy a vehicle instead of renting one
Take advantage of special programs offered by some of our insurers.
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