Specialized Insurance for your Sailboat

The Skippers' Plan is specifically designed to answer the needs of sailboat owners. The features include :

• Insurance based on an agreed value (appraisal required)
• All Risk coverage on the hull and equipment subject to Replacement Cost
• Mysterious disappearance included
• One-year policy
• Legal Liability: $1,000,000 (can be increased to $2,000,000)
• Medical Payments: $5,000
• Death Benefits: $10,000
• Refloating of the wreck
• Year-round protection
• Claim Free Discount: 5% per year up to a maximum of 10% for two years
• Personal Effects: $1,000 subject to a $50 Deductible (this amount may be increased by charging $1.50 per $100 of insurance)
• Deductible: 1% of the insured value subject to a minimum of $100
• Professional, fast and efficient Claims service
• Automatic coverage of up to $15,000 on newly acquired property or on a replacement sailboat (Skipper's Plan must be advised within 15 days)
• Transportation Insurance
• Trailer Insurance (Annual rate: 1% of the insured value of the trailer)

Navigable waters:The Great Lakes; the St. Lawrence River and the inland waters of the Province of Quebec; Lake Champlain and the Hudson River up to the bridge linking Nyack and Tarrytown and excluding the Port of New York; the inland and coastal waters of the Maritime Provinces including the East Coast of the United States but limited to the South by the tip of Long Island and not further than 150 miles from the shoreline.