AXA’s professional liability coverage enables you to practise with total peace of mind. Professional liability imposed by various levels of government is becoming increasingly onerous and can not only jeopardize your company's financial stability but your personal assets as well.

Now, more than ever, you need the means to cover the financial consequences of liability claims made against your practice. Your clients expect no less, and that’s precisely what AXA's Professional Liability Insurance provides.

Professional Liability - Errors and Omissions Insurance covers

• Amounts which you may be legally obligated to pay as compensatory damages to third parties for committing an act of negligence or an error or omission within the framework of your professional activities
• Claims reported while the policy is valid
• Acts committed prior to the effective date of the policy. However, incidents or claims known prior to the effective date are excluded
• Legal defence costs should you be sued for damages covered under the policy

Eligible Categories

All professionals (individuals, firms or companies) in private practice who render services to clients in such varied fields as accounting, health, real estate, construction, technology and business. Here are a few examples of professional practices

We cover:

• Landscape architects
• Life insurance companies
• Chiropractors
• Accountants
• Career counsellors
• Travel agents
• Health establishments
• Administration and management advisors
• Medical and physiotherapy clinics
• Psychologists
• Drop-in centres
• Real estate brokers
• Appraisers
• Optometrists
• Pharmacists
• Financial planners
• Technologists
• Therapists
• Medical labs

Whether you require individual contract, tailored group contract or innovative coverage to meet new needs, AXA remains at your attention to always offer solutions adapted to your needs. Please do not hesitate to submit a quote of any kind! We'll be happy to discuss the options available for you!